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  EDITORIALS
  The Value Drivers Of Cryptocurrency martenson 2017-06-24 01:53:33.0
 
  Understanding The Cryptocurrency Boom martenson 2017-06-24 01:53:33.0
 
  Marc Faber JUNE 2017 Gold and Silver Markets AnalysisThe Risk of Global Collapse MarcFaberBlog 2017-06-23 22:23:16.0
Marc Faber JUNE 2017 Gold and Silver Markets AnalysisThe Risk of Global Collapse Marc Faber is an international investor known for his uncanny predictions of the stock market and futures markets around the world.
 
  Are Stocks In A Bubble That Is About To Burst? ciovaccocapital.com 2017-06-23 22:06:38.0
Bubbles Are Characterized By Building EuphoriaDuring investment bubbles, the gains over the years reach near-silly levels.
 
  Biotechnology Stocks Repligen Major Breakout Taki Tsaklanos 2017-06-23 21:12:50.0
Earlier this week we reported that biotechnology stocks are trying to break out.
 
  The Coffee Price Crash Of 2017 Taki Tsaklanos 2017-06-23 21:12:50.0
The price of coffee is crashing, strongly.
 
  How to Own Your Own Gold Mine James Rickards 2017-06-23 20:55:59.0
This post
 
  Silver Miners Confusing Bulls And Bears Taki Tsaklanos 2017-06-23 20:05:52.0
In all honesty, we have not seen very often such a long fight between bulls and bears that is currently ongoing in the silver mining space, and, likewise, in the whole precious metals space.
 
  Cryptocurrency Review: India Legalizes Bitcoin, Ethereum Flash Crash, ICO Update Ryan GSB 2017-06-23 19:54:12.0
 
  Bitcoin ?emoji? Symbol to be Added to Unicode Standard Ryan GSB 2017-06-23 19:37:00.0
 
  Biotechnology Stocks Repligen Major Breakout Taki Tsaklanos 2017-06-23 19:31:58.0
Earlier this week we reported that biotechnology stocks are trying to break out.
 
  How Safe Is Your Money? Rick Pearson 2017-06-23 19:06:45.0
This post
 
  Jim Rickards Exclusive: Dollar May Become ?Local Currency of the U.S.? Only GoldSilverWorlds 2017-06-23 18:16:37.0
 
  Daily Digest 6/23 - Good News Friday: Tiny Kindnesses, How VT Cleaned Up Its Waters martenson 2017-06-23 15:20:29.0
 
  Coming Soon: The Great Bitcoin Crash? Greg Guenthner 2017-06-23 14:21:29.0
This post
 
  Saudi Strikes Back Against U.S. Shale Jody Chudley 2017-06-23 12:32:32.0
This post
 
  5 Marijuana Stocks With Gross Margins Well Above Their Industry Peers Lorimer Wilson 2017-06-23 11:47:27.0
Identifying companies with high gross margins in the young marijuana industry is important because
 
  Marc Faber WARNING Investors to Go Long on Gold, Silver & Platinum in 2017 MarcFaberBlog 2017-06-22 23:50:31.0
Marc Faber WARNING Investors to Go Long on Gold, Silver & Platinum in 2017 Marc Faber is an international investor known for his uncanny predictions of the stock market and futures markets around the world.
 
  3 Biotechnology Stocks To Buy On This Biotechnology Breakout Taki Tsaklanos 2017-06-22 22:10:10.0
The biotechnology stock sector is breaking out.
 
  Gold and Silver Are ?Asymmetric? Trades GoldSilverWorlds 2017-06-22 21:53:27.0
 
  3 Microcap Breakout Stocks Taki Tsaklanos 2017-06-22 21:02:45.0
This article features 3 breakout stocks in the microcap segment.
 
  How to Profit from Irrational Low-Inflation Exuberance Gary Christenson 2017-06-22 20:00:36.0
 
  Irrational Low-Inflation Exuberance Gary Christenson 2017-06-22 19:27:05.0
 
  Stockman: Horrendous Storm to Hit Stocks Craig Wilson 2017-06-22 19:21:54.0
This post
 
  Huge Wealth Potential With ?Healing Waters? Ray Blanco 2017-06-22 19:05:14.0
This post
 
  Get Ready for ?QT1': A First Look at the Federal Reserve's Hidden Policy James Rickards 2017-06-22 16:59:36.0
This post
 
  Daily Digest 6/22 - Senate Unveils ACA Repeal Bill, Our Fear Of Nukes martenson 2017-06-22 15:51:57.0
 
  The New Biotech Boom Begins NOW Greg Guenthner 2017-06-22 14:36:09.0
This post
 
  Gold Measurements: What Do the Terms ?Karat? & ?Troy Ounce? Actually Mean? Lorimer Wilson 2017-06-22 13:51:02.0
What's the difference between 1 troy ounce of gold and 1 (regular) ounce? What's the
 
  How High Will Silver Prices Go? $100, $300, $500? Lorimer Wilson 2017-06-22 13:51:02.0
…Silver prices have risen exponentially for the past 90 years as the dollar has been consistently devalued.
 
  The Case For $2,450/ozt. Platinum! Lorimer Wilson 2017-06-22 13:42:41.0
The Platinum:Palladium and Gold:Platinum Ratios, plus the decline in supply growth, suggest that we could see much higher platinum prices in the years to come - perhaps by as much as 160.
 
  The U.S. Wants Assad ? Not ISIS In The Middle East Davis Ruzicka 2017-06-22 12:31:28.0
This post
 
  Off The Cuff: The Approaching Minsky Moment martenson 2017-06-22 01:31:00.0
 
  The Greatest Risk For The Market Right Now? MARC FABER 2017 New Updates MarcFaberBlog 2017-06-22 00:49:06.0
The Greatest Risk For The Market Right Now? MARC FABER 2017 New Updates Marc Faber is an international investor known for his uncanny predictions of the stock market and futures markets around the world.
 
  Link To See It Market Post ciovaccocapital.com 2017-06-21 23:00:04.0
LINK:
 
  The Little Putsch That Could Beget a Great Big Coup David Stockman 2017-06-21 20:06:47.0
This post
 
  The Future Is Arriving? Big Gains Are Happening Now Ray Blanco 2017-06-21 19:08:13.0
This post
 
  Daily Digest 6/21 - Chicago Police Pension Will Be Broke In 2021, PR Foreclosures Surge martenson 2017-06-21 14:56:50.0
 
  The ONLY Gold Chart You Need Greg Guenthner 2017-06-21 14:48:28.0
This post
 
  Welcome to the 4th Industrial Revolution ? Welcome to 2020 & Beyond! Lorimer Wilson 2017-06-21 14:28:34.0
In 1998, Kodak had 170,000 employees and sold 85% of all photo paper
 
  Marc Faber Believes in a Possible U S Stock Market Bubble in 2017 MarcFaberBlog 2017-06-21 01:24:46.0
Marc Faber Believes in a Possible U S Stock Market Bubble in 2017 Marc Faber is an international investor known for his uncanny predictions of the stock market and futures markets around the world.
 
  100% Chance of Recession Within 7 Months? Brian Maher 2017-06-20 22:12:44.0
This post
 
  Recession Could Be Closer Than Most Realize James Rickards 2017-06-20 21:56:01.0
This post
 
  Biotechnology Stocks Trying To Break Out Taki Tsaklanos 2017-06-20 21:22:40.0
It is getting interesting in the stock market: biotechnology stocks are attempting to break out.
 
  Top 10 Ways to Beat the Heat martenson 2017-06-20 21:22:35.0
 
  Locked in the Low-Growth Trap Craig Wilson 2017-06-20 20:15:03.0
This post
 
  The Low-Growth Trap Craig Wilson 2017-06-20 19:07:46.0
This post
 
  Huge Gains the Kinetic Way Jonas Elmerraji 2017-06-20 19:07:46.0
This post
 
  Daily Digest 6/20 - ?Consciousness is everywhere,? How Russia Targets the U.S. Military martenson 2017-06-20 18:16:23.0
 
  10 U.S.Cities With Great Weather for Retirees Lorimer Wilson 2017-06-20 15:07:36.0
Everyone's interpretation of ideal weather isn't the same - some want to spend their golden years
 
  5 Places to Retire and Rent for Less Than $500 Per Month Lorimer Wilson 2017-06-20 14:59:13.0
One way to approach your search for the ideal overseas retirement haven is to focus
 
  Here's the Biggest Breakout of the Summer? Greg Guenthner 2017-06-20 14:11:51.0
This post
 
  This Act of Congress is Threatening the Future of the U.S Military Advantage Kevin Massengill 2017-06-20 13:30:07.0
This post
 
  How Buffett Played Amazon ? Wow, Amazing? Jody Chudley 2017-06-20 12:31:12.0
This post
 
  TheDailyGold Premium Update #522 Jordan Roy-Byrne CMT, MFTA 2017-06-20 09:40:44.0
Saturday evening we published TDG #522, a 34-page update which included, among other things, several pages of Q&A and a lengthy report on a company has become extremely oversold recently.
 
  Get Ready for Brexit II James Rickards 2017-06-19 22:01:16.0
This post
 
  Gold Price Is Breaking Down Taki Tsaklanos 2017-06-19 20:37:41.0
We said repeatedly in recent months that tension is rising in the gold market.
 
  S&P 500 Hits Another All-Time High ? What's Next Taki Tsaklanos 2017-06-19 20:37:41.0
U.
 
  Rickards: The Real Reason for the Fed Hikes Craig Wilson 2017-06-19 18:56:57.0
This post
 
  Will Narrow Framing Cause Many To Miss A Generational Rally In Stocks? ciovaccocapital.com 2017-06-19 18:31:50.0
We Tend To Make The Same Mistakes Over And OverIf you are perplexed by the post-election strength in U.
 
  Fed Balance Sheet in Calm Before the Storm Lee Adler 2017-06-19 14:36:29.0
This post
 
  Daily Digest 6/19 - Rigged Jobs, The Growing Revolution martenson 2017-06-19 14:28:07.0
 
  Most Pension Fund Managers Shy Away From Gold ? Guess Why Lorimer Wilson 2017-06-19 13:59:50.0
Tens of millions of Americans and their employers pour money into pension
 
  It's the Economy, Stupid! It's the Only Hope for Real Change Lorimer Wilson 2017-06-19 13:43:11.0
…[It seems to me that at least 95% of the population doesn't] care about meaningful change as long as
 
  GDXJ Repositioning to Create ?Fire Sale? Opportunity in Gold Stocks Lorimer Wilson 2017-06-19 13:26:30.0
…I believe…a major issue with VanEck's Junior Gold
 
  Check Your Change! Certain Recent US Coins Are Worth $Thousands Lorimer Wilson 2017-06-19 13:09:40.0
There are a number of U.
 
  This Is Where The Uber Rich Are Buying (and Selling) Second Homes Lorimer Wilson 2017-06-19 13:01:14.0
There are over 552,000 multi-millionaires, and 87% of them own a second home.
 
  Kirk Sorensen: The Future Of Energy? martenson 2017-06-18 18:33:02.0
 
  Here's the Timetable For the Upcoming Explosion Of the U.S. Debt Bomb Lorimer Wilson 2017-06-18 13:45:48.0
U.
 
  The Case For $2,450/ozt. Platinum! Lorimer Wilson 2017-06-18 13:37:28.0
The Platinum:Palladium and Gold:Platinum Ratios, plus the decline in supply growth, suggest that we could see much higher platinum prices in the years to come - perhaps by as much as 160.
 
  Inflation: What Is It? What Causes It? What Constitutes It? Why Worry About It? Lorimer Wilson 2017-06-18 13:29:09.0
…What today is called inflation is the general rise in prices, which is, in fact, only the outcome of
 
  3.1 Million Homes Owe More On Their Mortgage Than Their Home Is Worth Lorimer Wilson 2017-06-18 13:20:50.0
The peak of the Great Recession in 2009 saw 10.
 
  Why the World's Billionaire Investors Buy Precious Metals Lorimer Wilson 2017-06-18 13:20:50.0
Have you ever wondered why some of the most elite investors hold precious metals - especially gold - as a central part of their portfolios? This infographic illustrates 4 famous money managers who made bets on precious metals for different reasons, and what we can learn from each of them.
 
  Looking For Value? These 5 Stocks Have Very Low Price-To-Intrinsic-Value Multiples Lorimer Wilson 2017-06-18 13:20:50.0
Looking for value? We have you covered.
 
  4 Gold Mining Stocks With High Free Cash Flow Yields Lorimer Wilson 2017-06-18 13:04:09.0
Investing in small cap mining companies can be a risky game.
 
  Who Are the ?Greater Fools? Now? Lorimer Wilson 2017-06-18 13:04:09.0
Many people the world over lived in a Ponzi bubble economy for more than a decade.
 
  Waiting For The Next Profitable Trend In Markets In 2017 Taki Tsaklanos 2017-06-17 20:56:23.0
It is getting boring in markets.
 
  Commodities Facing Huge Breakdown Risk Taki Tsaklanos 2017-06-17 20:23:00.0
It is getting serious.
 
  Silver Miners Facing Another Critical Test Taki Tsaklanos 2017-06-17 20:23:00.0
It is truly an amazing time for gold and silver, as well as precious metals miners.
 
  GDXJ Sell Off is a Blessing in Disguise Adem Tumerkan 2017-06-17 17:05:18.0
 
  Stockman: This is the Most Hideously Overvalued Market in History Craig Wilson 2017-06-17 16:09:36.0
This post
 
  Daily Digest 6/17 - Falling Rocks in the Promised Land, World Weather Report martenson 2017-06-17 15:02:45.0
 
  The Average Joe's Take On How Governments Manage Their Finances Lorimer Wilson 2017-06-17 14:34:34.0
It is late June in a small sleepy town along the north shore of a beautiful lake in America.
 
  Home "Owners": Here Are 10 Advantages to Paying Off Your Mortgage Early Lorimer Wilson 2017-06-17 14:26:15.0
Paying off the mortgage early is an idea with obvious appeal, but not one that
 
  Careful! Gold's Performance in Times of Crisis Often Not As Expected Lorimer Wilson 2017-06-17 14:26:15.0
We are in the midst of turbulent times, and it seems inevitable that things can only
 
  Inflation: What Is It? What Causes It? What Constitutes It? Why Worry About It? Lorimer Wilson 2017-06-17 14:26:15.0
…What today is called inflation is the general rise in prices, which is, in fact, only the outcome of
 
  The Average Joe's Understanding of Government Financial Management Lorimer Wilson 2017-06-17 14:17:56.0
It is late June in a small sleepy town along the north shore of a beautiful lake in America.
 
  If Any Of These 5 Low PEG Ratio Companies Meet/Beat Earnings Expectations Their Stock Prices Should Take Off Lorimer Wilson 2017-06-17 14:17:56.0
Today we have identified five Canadian penny stocks with low PEG ratios, meaning their earnings growth has not been fully priced into the stock.
 
  The Eternal Plea for Inflation Brian Maher 2017-06-17 14:04:25.0
This post
 
  Return of the Gold Bear? Jordan Roy-Byrne CMT, MFTA 2017-06-17 08:52:52.0
 
  The Morgan Report's Weekly Perspective with David Morgan David Morgan 2017-06-17 06:52:13.0
The Morgan Report's Weekly Perspective |
 
  Cryptocurrency Update: Morgan Stanley, Goldman Sachs, and Bitcoin Crosses $3,000 on Coindesk Index Ryan GSB 2017-06-17 03:56:28.0
 
  Everything You Need To Know About The Credit Impulse martenson 2017-06-16 23:40:59.0
 
  The Pin To Pop This Mother Of All Bubbles? martenson 2017-06-16 23:40:59.0
 
  How Precious Metals Can Help Protect Your Wealth from Hackers GoldSilverWorlds 2017-06-16 22:59:20.0
 
  The Three Most Important Questions For Investors ciovaccocapital.com 2017-06-16 22:33:47.0
After you click play, use the button in the lower-right corner of the video player to view in full-screen mode.
 
  Marc Faber Tesla, Amazon, Netflix headed for a 1 day 10% drop MarcFaberBlog 2017-06-16 22:08:46.0
Marc Faber Tesla, Amazon, Netflix headed for a 1 day 10% drop Marc Faber is an international investor known for his uncanny predictions of the stock market and futures markets around the world.
 
  Orange Is the New Black (Swan) David Stockman 2017-06-16 20:53:33.0
This post
 
  Huge Gains With 93.5% Accurate ?Kinetic Windows? Jonas Elmerraji 2017-06-16 19:04:36.0
This post
 
  As Polling Numbers Fall, Is the Economy Next? Craig Wilson 2017-06-16 16:42:03.0
This post
 
  Daily Digest 6/16 - Good News Friday: Humans With Superhuman Vision; To Be Happier, Take Public Transport martenson 2017-06-16 16:16:45.0
 
  I've Never Seen Results Like This Before? Greg Guenthner 2017-06-16 15:09:58.0
This post
 
  GDXJ Repositioning to Create ?Fire Sale? Opportunity in Gold Stocks Lorimer Wilson 2017-06-16 13:34:53.0
…I believe…a major issue with VanEck's Junior Gold
 
  How High Will Silver Prices Go? $100, $300, $500? Lorimer Wilson 2017-06-16 13:34:53.0
…Silver prices have risen exponentially for the past 90 years as the dollar has been consistently devalued.
 
  Stock Wars ? Amazon Vs. Wal-Mart Zach Scheidt 2017-06-16 12:31:06.0
This post
 
  Video Update: Downside Risk Increasing Jordan Roy-Byrne CMT, MFTA 2017-06-16 08:08:23.0
We discuss why downside risk is increasing and the sector is at risk of lower prices in the days and weeks ahead.
 
  Is the Fed Repeating ?The Mistake of 1937?? Brian Maher 2017-06-15 22:31:25.0
This post
 
  The Fed's Road Ahead James Rickards 2017-06-15 21:57:55.0
This post
 
  MARC FABER Warning! - Amerigeddon Economic Collapse Will be on July 1, 2017 MarcFaberBlog 2017-06-15 21:32:48.0
RED ALERT Amerigeddon Economic Collapse Will be on July 1, 2017 - MARC FABER Warning! Marc Faber is an international investor known for his uncanny predictions of the stock market and futures markets around the world.
 
  Precious Metals & The Block Chain, A Game Changer? David Morgan David Morgan 2017-06-15 20:30:47.0
Precious Metals expert David Morgan's talk at the Cambridge House Metal Writers Conference in Vancouver.
 
  GSB Weekly Review: FED Hikes, Dollar Climbs, Gold Slides Gary Christenson 2017-06-15 18:42:06.0
 
  Home "Owners": Here Are 10 Advantages to Paying Off Your Mortgage Early Lorimer Wilson 2017-06-15 17:01:30.0
Paying off the mortgage early is an idea with obvious appeal, but not one that
 
  Jim Rickards: Bitcoin vs. Gold Craig Wilson 2017-06-15 16:48:01.0
This post
 
  If Any Of These 5 Low PEG Ratio Companies Meet/Beat Earnings Expectations Their Stock Prices Should Take Off Lorimer Wilson 2017-06-15 16:44:50.0
Today we have identified five Canadian penny stocks with low PEG ratios, meaning their earnings growth has not been fully priced into the stock.
 
  Looking For Value? These 5 Stocks Have Very Low Price-To-Intrinsic-Value Multiples Lorimer Wilson 2017-06-15 16:36:27.0
Looking for value? We have you covered.
 
  The Average Joe's Understanding of Government Financial Management Lorimer Wilson 2017-06-15 16:19:46.0
It is late June in a small sleepy town along the north shore of a beautiful lake in America.
 
  Careful! Gold's Performance in Times of Crisis Often Not As Expected Lorimer Wilson 2017-06-15 15:54:41.0
We are in the midst of turbulent times, and it seems inevitable that things can only
 
  The P/E Ratio: Its Strengths and Limitations Lorimer Wilson 2017-06-15 15:04:36.0
When it comes to valuing stocks, the price-to-earnings (P/E) ratio is the number one
 
  What Is Happening In The Physical Gold Market Is Remarkable Lorimer Wilson 2017-06-15 15:04:36.0
Egon von Greyerz (
 
  The Best Time to Buy ANY Stock, Year After Year Greg Guenthner 2017-06-15 14:09:01.0
This post
 
  Daily Digest 6/15 - What To Make Of Ultra-Low Volatility, Big Oil Pivots To Renewables martenson 2017-06-15 13:43:44.0
 
  Oil Alert: The Middle East Powder Keg Is On The Brink? Jody Chudley 2017-06-15 12:36:43.0
This post
 
  Gold ? Decision Time After U.S. Fed Rate Hike Taki Tsaklanos 2017-06-15 11:46:28.0
The U.
 
  Watch 10-Year Yields For The Next Trend In Markets Taki Tsaklanos 2017-06-15 11:46:28.0
The U.
 
  Interview with Korelin Economics Report Jordan Roy-Byrne CMT, MFTA 2017-06-15 01:07:06.0
What will it take for the gold market to enter an acknowledged bull phase?
 
  Off The Cuff: What Today's Rate Hike Means martenson 2017-06-15 00:53:24.0
 
  MARC FABER The greatest risk for the market right now MarcFaberBlog 2017-06-14 23:46:26.0
MARC FABER The greatest risk for the market right nowMarc Faber is an international investor known for his uncanny predictions of the stock market and futures markets around the world.
 
  Stockman: Current Budget Projections are a Fantasy Craig Wilson 2017-06-14 21:06:58.0
This post
 
  INFOGRAPHIC ? 31 Incredible Facts about Gold GoldSilverWorlds 2017-06-14 17:43:03.0
There is always more to learn about gold which is a rare, indestructible metal which can store your wealth.
 
  Debt Ceiling? No Problem ? Treasury Keeps on Issuing Lee Adler 2017-06-14 17:09:26.0
This post
 
  Daily Digest 6/14 - Warning To NJ On Health Care Costs, Auto Loan Delinquencies Rise martenson 2017-06-14 16:19:08.0
 
  China's Red October James Rickards 2017-06-14 15:45:27.0
This post
 
  Why the World's Billionaire Investors Buy Precious Metals Lorimer Wilson 2017-06-14 14:51:47.0
Have you ever wondered why some of the most elite investors hold precious metals - especially gold - as a central part of their portfolios? This infographic illustrates 4 famous money managers who made bets on precious metals for different reasons, and what we can learn from each of them.
 
  Inflation: What Is It? What Causes It? What Constitutes It? Why Worry About It? Lorimer Wilson 2017-06-14 14:51:47.0
…What today is called inflation is the general rise in prices, which is, in fact, only the outcome of
 
  3.1 Million Homes Owe More On Their Mortgage Than Their Home Is Worth Lorimer Wilson 2017-06-14 14:43:26.0
The peak of the Great Recession in 2009 saw 10.
 
  How to (Legally) Rob the Market Blind Greg Guenthner 2017-06-14 14:04:52.0
This post
 
  550 Credit Score, A New Mustang, And A Collapsing Economy Zach Scheidt 2017-06-14 12:33:00.0
This post
 
  Missed 'The End of Money' Webinar? martenson 2017-06-14 04:58:21.0
 
  The Next Leg of the Great Gold Rally Byron King 2017-06-13 21:33:17.0
This post
 
  Copper Price Is Neutral, Not Bullish Taki Tsaklanos 2017-06-13 20:51:05.0
The price of copper looks very interesting.
 
  Breakout Alert ? National Bank Of Greece Starting A New Bull Market? Taki Tsaklanos 2017-06-13 20:17:05.0
Here we are again.
 
  Hell Freezes Over: CFTC Finds Trader Guilty of Metals Price Rigging GoldSilverWorlds 2017-06-13 19:42:40.0
 
  David Morgan Exclusive: Gold and Silver at Breakout Point from 6-Year Downtrend GoldSilverWorlds 2017-06-13 19:25:54.0
 
  I've Misled You? Greg Guenthner 2017-06-13 16:05:26.0
This post
 
  Who Are the ?Greater Fools? Now? Lorimer Wilson 2017-06-13 14:21:37.0
Many people the world over lived in a Ponzi bubble economy for more than a decade.
 
  10 signs that you are working with a bad investment advisor Lorimer Wilson 2017-06-13 14:21:37.0
There are two kinds of bad investment advisors:
 
  Check Your Change! Certain Recent US Coins Are Worth $Thousands Lorimer Wilson 2017-06-13 14:21:37.0
There are a number of U.
 
  What Assets Should Be Included In the Assessment of Your Portfolio's Risk? Lorimer Wilson 2017-06-13 14:13:14.0
Often when we hear about ?investment portfolios? our minds go to stocks, bonds, cash, ETFs and
 
  7 Things to Consider Before Buying Dividend Stocks Lorimer Wilson 2017-06-13 14:13:14.0
The basic principle behind dividend paying stocks is that they pay YOU to own THEM but do they
 
  10 signs that you are working with a bad investment advisor Lorimer Wilson 2017-06-13 14:04:53.0
There are two kinds of bad investment advisors:
 

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